This site exercises best efforts at all times to preserve
and otherwise respect each visitors privacy. The
exact security measures for implementing this policy
are stated below. Notwithstanding the foregoing, you,
the visitor, hereby acknowledge by continuing to visit
this site that there is a risk your privacy may be compromised
by computer and/or human error. You acknowledge, further,
that if your privacy is so compromised you will not,
in any event, be entitled to any damages or other relief
from the owner/operator of this site.
The owner/operator of this site is not and cannot be
found liable to any visitor for any reason, even if
the visitor sustains actual damages. By continuing to
use this site, you, the user, agree that said complete
release is enforceable in all respects.
Information We Collect and How It's Used
To process your quote request, we require your name,
phone number, email address, mortgage balance (if any)
and estimated financial information such as debts, salary,
credit, etc . This information is used by the lenders
in our network to provide accurate loan quotes and to
contact you with rates and terms. We DO NOT REQUIRE
your social security number.
Home Equity & Mortgage Loan Quotes website
was designed by an independent firm designed to gather
consumer requests for loan information or pre-approvals
and transfer them in a timely manner to licensed mortgage
professionals who purchase this information for their
business. These mortgage professionals contact the consumer
directly regarding their specific needs. We guarantee
that all information submitted through this web site
is strictly confidential.
Further, we guarantee that all information submitted
through Home Equity & Mortgage Loan Quotes is
transferred to no more than four licensed professionals
who are either: a specialist for the selected loan type,
or local to the consumer. Not all lenders will offer
a program that is right for you.
We will not resell any information provided through
this web site to other commercial or marketing organizations
for any reasons whatsoever. We will honor all requests
immediately to remove any consumer from any marketing
campaign that we operate, if any. Further, if there
are any questions as to any part of our privacy/disclosure
policy, please e-mail us directly at email@example.com
for more information.
We use your IP address to help diagnose problems with
our server, and to administer our Web site only.
This site contains links to other sites. Home Equity & Mortgage Loan Quotes is not responsible for the
privacy practices or the content of those Web sites.
Our site uses an order form for customers to request
information, products, and services. We collect visitor's
contact information (like their email address). Contact
information from the order form is never used to send
promotional material from any of our partners or reputable
third parties that may be of interest to our customers.
The customer's contact information is also used to get
in touch with the visitor when necessary. Users may
opt-out of receiving future mailings; see the choice/opt-out
By clicking "submit" or "apply now" you are agreeing to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device (including SMS & MMS) and email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.
Some of our sites offer security measures in place
to protect the loss, misuse and alteration of the information
under our control. We offer all personal data transmission
through HTTPS, a secure Internet communications protocol.
Our security certificate is issued by Thawte USA. For
more information visit http://thawte.com/corporate/cps/cps.html.
If you do not see a Valid Thawte USA certificate on
this site, we cannot be not liable for any data comprised
Our site provides users the opportunity to opt-out
of receiving communications from us and our partners
at the point where we request information about the visitor.
This site gives users the following options for removing
their information from our database to not receive future
communications. visit http://www.home-equity-loans-equity-quotes.com/contact.html
This site gives users the following options for changing
and modifying information previously provided. visit
Resolution of Disputes
Resolution of Disputes. If any dispute regarding any
matter whatsoever arises between a visitor and the owner/operator
of this site, that dispute must be resolved by arbitration
as herein provided. First, the person making a claim
must provide written notice of that claim to the other
party within thirty (30) days after the claiming party
learns that he/she/it may have a claim. Failure to provide
said thirty (30) day notice shall result in the complete
release and extinguishment of the alleged claim. If
said thirty (30) day notice is timely provided then
the claiming party must notify the American Arbitration
Association in San Diego, California and otherwise file
the claim with the American Arbitration Association
within thirty (30) days after the date of the thirty
(30) day complaint letter. Said arbitration must then
be resolved formally within thirty (30) days after submittal
of the claim to the American Arbitration Association.
Whatever fees must be paid to the American Arbitration
Association shall be the complete responsibility of
the claiming party. By continuing to use this site,
you, as a visitor, agree that the foregoing dispute
resolution process is fair and reasonable in all respects.
Contacting the Web Site
If you have any questions about this legal/privacy
statement, the practices of this site, or your dealings
with this Web site, you can contact Customer Service
at Home Equity & Mortgage Loan Quotes.